Heating and Cooling

51. A home energy audit can identify ways to save
up to hundreds of dollars a year on home heating
(and air conditioning). Ask your electric or
gas utility if they audit homes for free or for a
reasonable charge. If they do not, ask them to
refer you to a qualified professional.

52. Enrolling in load management programs and
off-hour rate programs offered by your electric
utility may save you up to $100 a year in electricity
costs. Call your electric utility for information
about these cost-saving programs.

Telephone Service

53. Once a year, review your phone bills for the previous
three months to see what local, local toll,
long distance, and international calls you normally
make. Call several phone companies
which provide service in your area
(including wireless and cable), to find the cheapest calling
plan that meets your needs. Consider a bundled
package that offers local, local toll and long distance,
and possibly other services, if you heavily
use all the services in the bundle.

54. Check your phone bill to see if you have optional
calling features or additional services, such as
inside wire maintenance, that you don't need.
Each option you drop could save you $40 or
more each year.

55. If you make very few toll or long distance calls,
avoid calling plans with monthly fees or minimums.
Or consider disconnecting the service altogether
and use dial around services such as 10-10
numbers or prepaid phone cards for your calls.
When shopping for dial around service, look for
fees, call minimum, and per minute rates. Treat
prepaid cards as cash and find out if there is an
expiration date.

56. If you use a cell phone, make sure your calling
plan matches the pattern of calls you typically
make. Understand peak calling periods, area coverage,
roaming, and termination charges. Contracts
offered by most carriers will provide you with a
trial period of 14 days or more. Use that time to
make sure the service provides coverage in all the
places you will be using the phone
(home, work etc.). Prepaid wireless plans tend to have higher
per minute rates and fees but may be a better
option if you use the phone only occasionally.

57. Before making calls when away from home,
compare per minute rates and surcharges for cell
phones, prepaid phone cards, and calling card
plans to find how to save the most money.

58. Dial your long distance calls directly.
Using an operator to place the call can cost you up to $10
extra. To save money on information calls, look
the number up on the Internet, or in the directory.

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