66 Ways to Save MoneyeBook

 
66 Ways to Save Money
 
 
 
 
 




Home Purchase

 



Housing


Home Purchase


43. You can often negotiate a lower sale price by
employing a buyer broker who works for you,
not the seller. If the buyer broker or the broker's
firm also lists properties, there may be a conflict
of interest, so ask them to tell you if they are
showing you a property that they have listed.


44. Do not purchase any house until it has been
examined by a home inspector that you selected.


Renting a Place to Live


45. Do not limit your rental housing search to classified
ads or referrals from friends and acquaintances.
Select buildings where you would like to
live and contact their building manager or
owner to see if anything is available.


46. Remember that signing a lease probably obligates
you to make all monthly payments for the
term of the agreement.


Home Improvement


47. Home repairs often cost thousands of dollars
and are the subject of frequent complaints.
Select from among several well established,
licensed contractors who have submitted written,
fixed-price bids for the work.


48. Do not sign any contract that requires full payment
before satisfactory completion of the work.


Major Appliances


49. Consult Consumer Reports, available in most
public libraries, for information about specific
appliance brands and models and how to
evaluate them, including energy use.
There are often great price and quality
differences. Look for the yellow Energy Guide
label on products, and especially for products
that have earned the government's ENERGY
STAR, which can save up to 50% in energy use.


50. Once you've selected a specific brand and
model, check the Internet or yellow pages to
learn what stores carry the brand. Call at least
four of these stores to compare prices and ask if
that's the lowest price they can offer you. This
comparison shopping can save you as much as
$100 or more.





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